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Argenta is a bank for mortgages, savings, and insurance that has been firmly established in Belgium for 60 years. Argenta is a bank for individuals, not for businesses. They are there for everyone who does not like taking risks. For mortgages and related products, Argenta works with independent advisors. This makes a network of offices in the Netherlands unnecessary, which saves costs. Additionally, Argenta's customers can easily manage all their banking affairs online.

Argenta does not pay bonuses to its staff. Moreover, they reinvest the majority of their profits back into the bank. This is possible because Argenta is an independent bank, without a stock market listing. This way, their full attention is on their customers, allowing them to benefit from Argenta's growth.